\u0643\u0648\u0631\u062a \u0644\u0648\u064a\u0646<\/a> \u0644\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0628\u0634\u0631\u064a \u0639\u0627\u0645 1936<\/h2>\n\u0641\u064a \u0639\u0627\u0645 1936 \u0642\u062f\u0645 \u0639\u0627\u0644\u0645 \u0627\u0644\u0646\u0641\u0633 \u0643\u0648\u0631\u062a \u0644\u0648\u064a\u0646 \u0645\u0639\u0627\u062f\u0644\u0629 \u0639\u0644\u0645\u064a\u0629 \u0634\u0647\u064a\u0631\u0629 \u0644\u062a\u0641\u0633\u064a\u0631 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a.<\/p>\n
\u0648\u062a\u0646\u0635 \u0627\u0644\u0645\u0639\u0627\u062f\u0644\u0629 \u0639\u0644\u0649 \u0623\u0646:<\/p>\n
\u0627\u0644\u0633\u0644\u0648\u0643 = \u062f\u0627\u0644\u0629 \u0644\u0644\u0634\u062e\u0635 \u0648\u0627\u0644\u0628\u064a\u0626\u0629<\/strong><\/p>\n\u0623\u064a \u0623\u0646 \u0633\u0644\u0648\u0643 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0644\u0627 \u064a\u0639\u062a\u0645\u062f \u0641\u0642\u0637 \u0639\u0644\u0649 \u0634\u062e\u0635\u064a\u062a\u0647 \u0623\u0648 \u0631\u063a\u0628\u0627\u062a\u0647 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0628\u0644 \u064a\u062a\u0634\u0643\u0644 \u0623\u064a\u0636\u0627\u064b \u0646\u062a\u064a\u062c\u0629 \u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u0641\u0631\u062f \u0645\u0639 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629 \u0628\u0647.<\/p>\n
\u0628\u0645\u0639\u0646\u0649 \u0622\u062e\u0631:<\/p>\n
\u0625\u0630\u0627 \u062a\u063a\u064a\u0631\u062a \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629\u060c \u0641\u0642\u062f \u064a\u062a\u063a\u064a\u0631 \u0627\u0644\u0633\u0644\u0648\u0643 \u062d\u062a\u0649 \u0644\u0648 \u0644\u0645 \u064a\u062a\u063a\u064a\u0631 \u0627\u0644\u0634\u062e\u0635 \u0646\u0641\u0633\u0647.<\/p>\n
\u0647\u0630\u0647 \u0627\u0644\u0641\u0643\u0631\u0629 \u0623\u0635\u0628\u062d\u062a \u0644\u0627\u062d\u0642\u0627\u064b \u0627\u0644\u0623\u0633\u0627\u0633 \u0627\u0644\u0646\u0638\u0631\u064a \u0644\u0641\u0643\u0631\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0644\u0648\u0643\u064a\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0633\u0644\u0648\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u062e\u0630 \u0641\u064a\u0647\u0627 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0642\u0631\u0627\u0631\u0627\u062a\u0647.<\/p>\n\n
\u062a\u062c\u0631\u0628\u0629 \u0622\u0646 \u062b\u0648\u0631\u0646\u062f\u0627\u064a\u0643 \u0641\u064a \u0645\u0633\u062a\u0634\u0641\u0649 \u0645\u0627\u0633\u0627\u062a\u0634\u0648\u0633\u062a\u0633 \u0627\u0644\u0639\u0627\u0645<\/h2>\n
![\"\"](\"https:\/\/wide.sa\/en\/wp-content\/uploads\/2026\/03\/Behavioral-Economics-2-300x167.png\")
![\"\"](\"https:\/\/wide.sa\/en\/wp-content\/uploads\/2026\/03\/Behavioral-Economics-1-300x167.png\")
<\/p>\n
\u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0634\u0647\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0648\u0627\u0642\u0639\u064a\u0629 \u0627\u0644\u062a\u064a \u0623\u062b\u0628\u062a\u062a \u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0623\u062c\u0631\u062a\u0647\u0627 \u0627\u0644\u0637\u0628\u064a\u0628\u0629 \u0648\u0627\u0644\u0628\u0627\u062d\u062b\u0629 \u0622\u0646 \u062b\u0648\u0631\u0646\u062f\u0627\u064a\u0643 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/p>\n
\u0648\u0642\u062f \u0623\u062c\u0631\u064a\u062a \u0647\u0630\u0647 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0643\u0627\u0641\u062a\u064a\u0631\u064a\u0627 \u0645\u0633\u062a\u0634\u0641\u0649 \u0645\u0627\u0633\u0627\u062a\u0634\u0648\u0633\u062a\u0633 \u0627\u0644\u0639\u0627\u0645 \u0641\u064a \u0645\u062f\u064a\u0646\u0629 \u0628\u0648\u0633\u0637\u0646.<\/p>\n
\u0648\u0643\u0627\u0646 \u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0628\u0633\u064a\u0637\u0627\u064b \u0644\u0643\u0646\u0647 \u0645\u0647\u0645.<\/p>\n
\u0623\u0631\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u0648\u0646 \u0645\u0639\u0631\u0641\u0629 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0646\u0627\u0633 \u0639\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0635\u062d\u064a\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u064a\u0629 \u062f\u0648\u0646 \u0641\u0631\u0636 \u0642\u064a\u0648\u062f \u0623\u0648 \u0645\u0646\u0639 \u0623\u064a \u0645\u0646\u062a\u062c.<\/p>\n\n
\u0641\u0643\u0631\u0629 \u0627\u0644\u062a\u062c\u0631\u0628\u0629<\/h3>\n
\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u0646\u0639 \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u064a\u0629 \u0623\u0648 \u0632\u064a\u0627\u062f\u0629 \u0623\u0633\u0639\u0627\u0631\u0647\u0627\u060c \u0642\u0631\u0631\u062a \u0627\u0644\u0628\u0627\u062d\u062b\u0629 \u062a\u063a\u064a\u064a\u0631 \u0637\u0631\u064a\u0642\u0629 \u0639\u0631\u0636 \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0643\u0627\u0641\u062a\u064a\u0631\u064a\u0627.<\/p>\n
\u0623\u064a \u0623\u0646\u0647\u0627 \u0631\u0643\u0632\u062a \u0641\u0642\u0637 \u0639\u0644\u0649 \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629 \u0628\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a.<\/p>\n
\u0648\u0642\u062f \u0634\u0645\u0644\u062a \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0639\u062f\u0629 \u062e\u0637\u0648\u0627\u062a \u0628\u0633\u064a\u0637\u0629:<\/p>\n\n
\n \t- \n
\u0648\u0636\u0639 \u0632\u062c\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u064a\u0627\u0647 \u0641\u064a \u0623\u0645\u0627\u0643\u0646 \u0648\u0627\u0636\u062d\u0629 \u064a\u0633\u0647\u0644 \u0631\u0624\u064a\u062a\u0647\u0627<\/p>\n<\/li>\n \t
- \n
\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u064a\u0627\u0647 \u0641\u064a \u0639\u062f\u0629 \u0645\u0648\u0627\u0642\u0639 \u062f\u0627\u062e\u0644 \u0627\u0644\u0643\u0627\u0641\u062a\u064a\u0631\u064a\u0627<\/p>\n<\/li>\n \t
- \n
\u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0627\u0647 \u0628\u0627\u0644\u0642\u0631\u0628 \u0645\u0646 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062f\u0641\u0639<\/p>\n<\/li>\n \t
- \n
\u0625\u0628\u0642\u0627\u0621 \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u064a\u0629 \u0645\u062a\u0648\u0641\u0631\u0629 \u0648\u0644\u0643\u0646 \u0641\u064a \u0623\u0645\u0627\u0643\u0646 \u0623\u0642\u0644 \u0648\u0636\u0648\u062d\u0627\u064b<\/p>\n<\/li>\n<\/ul>\n
\u0628\u0645\u0639\u0646\u0649 \u0622\u062e\u0631\u060c \u0644\u0645 \u064a\u062a\u0645 \u0645\u0646\u0639 \u0623\u064a \u062e\u064a\u0627\u0631\u060c \u0648\u0625\u0646\u0645\u0627 \u062a\u0645 \u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0635\u062d\u064a.<\/p>\n\n
\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u062a\u062c\u0631\u0628\u0629<\/h3>\n
\u0643\u0627\u0646\u062a \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0644\u0627\u0641\u062a\u0629 \u0644\u0644\u0646\u0638\u0631.<\/p>\n
\u0628\u0639\u062f \u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u0628\u0633\u064a\u0637\u0629 \u0641\u064a \u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0643\u0627\u0641\u062a\u064a\u0631\u064a\u0627 \u062d\u062f\u062b \u0645\u0627 \u064a\u0644\u064a:<\/p>\n
\u0627\u0646\u062e\u0641\u0636\u062a \u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 11.4 \u0641\u064a \u0627\u0644\u0645\u0627\u0626\u0629.<\/p>\n
\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0627\u0631\u062a\u0641\u0639\u062a \u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u064a\u0627\u0647 \u0627\u0644\u0645\u0639\u0628\u0623\u0629 \u0628\u0646\u0633\u0628\u0629 25.8 \u0641\u064a \u0627\u0644\u0645\u0627\u0626\u0629.<\/p>\n
\u0648\u0627\u0644\u0645\u062b\u064a\u0631 \u0641\u064a \u0627\u0644\u0623\u0645\u0631 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u062d\u062f\u062b \u062f\u0648\u0646 \u0623\u064a \u0645\u0646\u0639 \u0644\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u064a\u0629 \u0648\u062f\u0648\u0646 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631.<\/p>\n
\u0647\u0630\u0647 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0623\u0638\u0647\u0631\u062a \u0628\u0648\u0636\u0648\u062d \u0623\u0646 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629 \u0628\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0641\u064a \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0646\u0627\u0633.<\/p>\n\n
\u0643\u064a\u0641 \u064a\u062a\u062e\u0630 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0642\u0631\u0627\u0631\u0627\u062a\u0647<\/h2>\n
\u0644\u0641\u0647\u0645 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0628\u0634\u0643\u0644 \u0623\u0639\u0645\u0642 \u064a\u062c\u0628 \u0641\u0647\u0645 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u0639\u0645\u0644 \u0628\u0647\u0627 \u0627\u0644\u062f\u0645\u0627\u063a \u0627\u0644\u0628\u0634\u0631\u064a.<\/p>\n
\u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0639\u0635\u0628\u064a \u0644\u062f\u0649 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0634\u0628\u0643\u0629 \u0645\u0639\u0642\u062f\u0629 \u0645\u0646 \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u062f\u0645\u0627\u063a \u0639\u0644\u0649 \u0641\u0647\u0645 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629.<\/p>\n
\u0648\u064a\u062d\u062a\u0648\u064a \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0639\u0635\u0628\u064a \u0627\u0644\u0628\u0634\u0631\u064a \u0639\u0644\u0649 \u0645\u0627 \u064a\u0642\u0627\u0631\u0628 \u0623\u062d\u062f \u0639\u0634\u0631 \u0645\u0644\u064a\u0648\u0646 \u0645\u0633\u062a\u0642\u0628\u0644 \u062d\u0633\u064a \u062a\u0642\u0648\u0645 \u0628\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u062e\u0627\u0631\u062c\u064a.<\/p>\n
\u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a:<\/p>\n\n
\n \t- \n
\u0627\u0644\u0636\u0648\u0621<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0635\u0648\u062a<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0623\u0644\u0648\u0627\u0646<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u062d\u0631\u0643\u0629<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0631\u0648\u0627\u0626\u062d<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0645\u0643\u0627\u0646\u064a \u0644\u0644\u0623\u0634\u064a\u0627\u0621<\/p>\n<\/li>\n<\/ul>\n
\u064a\u0642\u0648\u0645 \u0627\u0644\u062f\u0645\u0627\u063a \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0633\u064a\u0629 \u0628\u0633\u0631\u0639\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u062a\u0643\u0648\u064a\u0646 \u062a\u0635\u0648\u0631 \u0630\u0647\u0646\u064a \u0644\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u064a\u0637\u0629.<\/p>\n
\u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u0635\u0648\u0631 \u064a\u062a\u0645 \u062a\u0648\u062c\u064a\u0647:<\/p>\n\n
\n \t- \n
\u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0625\u062f\u0631\u0627\u0643<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a<\/p>\n<\/li>\n<\/ul>\n
\u0628\u0645\u0639\u0646\u0649 \u0622\u062e\u0631\u060c \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0628\u0647\u0627 \u0639\u0631\u0636 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0628\u064a\u0626\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 \u0641\u064a \u0643\u064a\u0641\u064a\u0629 \u0625\u062f\u0631\u0627\u0643 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0644\u0647\u0627.<\/p>\n
\u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628 \u0641\u0625\u0646 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0628\u064a\u0626\u0629 \u064a\u0644\u0639\u0628 \u062f\u0648\u0631\u0627\u064b \u0623\u0633\u0627\u0633\u064a\u0627\u064b \u0641\u064a \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0628\u0634\u0631\u064a.<\/p>\n\n
\u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0631\u0642\u0645\u064a<\/h2>\n
\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0623\u0635\u0628\u062d \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0647\u0648 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u062e\u0630 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0642\u0631\u0627\u0631\u0627\u062a\u0647.<\/p>\n
\u0643\u0644 \u0639\u0646\u0635\u0631 \u0641\u064a \u0627\u0644\u0635\u0641\u062d\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u0641\u064a \u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u062b\u0644:<\/p>\n\n
\n \t- \n
\u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u0623\u0644\u0648\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629<\/p>\n<\/li>\n \t
- \n
\u062d\u062c\u0645 \u0627\u0644\u0623\u0632\u0631\u0627\u0631<\/p>\n<\/li>\n \t
- \n
\u0637\u0631\u064a\u0642\u0629 \u0639\u0631\u0636 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/p>\n<\/li>\n \t
- \n
\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/p>\n<\/li>\n<\/ul>\n
\u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 \u0639\u0644\u0649 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0639\u0646\u062f \u062a\u0635\u0645\u064a\u0645 \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0647\u0627.<\/p>\n
\u0641\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u062d\u062f\u064a\u062b \u0644\u0627 \u064a\u0639\u062a\u0645\u062f \u0641\u0642\u0637 \u0639\u0644\u0649 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a\u060c \u0628\u0644 \u064a\u0639\u062a\u0645\u062f \u0623\u064a\u0636\u0627\u064b \u0639\u0644\u0649 \u0641\u0647\u0645 \u0639\u0644\u0645 \u0627\u0644\u0646\u0641\u0633 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u0637\u0631\u064a\u0642\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a<\/strong>.<\/p>\n\n\u0643\u064a\u0641 \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0641\u064a \u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0631\u0642\u0645\u064a<\/h2>\n
\u0647\u0646\u0627\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u062a\u064a \u064a\u0633\u062a\u062e\u062f\u0645 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0633\u0648\u0642\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a\u0629.<\/p>\n\n
\u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a<\/h3>\n
\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0623\u0643\u062b\u0631 \u0645\u0628\u064a\u0639\u0627\u064b \u064a\u062a\u0645 \u0648\u0636\u0639\u0647\u0627 \u0639\u0627\u062f\u0629 \u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0635\u0641\u062d\u0629 \u0623\u0648 \u0641\u064a \u0623\u0645\u0627\u0643\u0646 \u0628\u0627\u0631\u0632\u0629.<\/p>\n
\u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u062a\u064a\u0628 \u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u062e\u062a\u064a\u0627\u0631\u0647\u0627.<\/p>\n\n
\u0625\u0628\u0631\u0627\u0632 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644<\/h3>\n
\u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u064a\u062a\u0645 \u0625\u0628\u0631\u0627\u0632 \u062e\u0637\u0629 \u0645\u0639\u064a\u0646\u0629 \u0623\u0648 \u0645\u0646\u062a\u062c \u0645\u0639\u064a\u0646 \u0628\u0648\u0635\u0641\u0647 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u0639\u0628\u064a\u0629.<\/p>\n
\u0647\u0630\u0627 \u0627\u0644\u0623\u0633\u0644\u0648\u0628 \u064a\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0625\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0647\u0630\u0627 \u0627\u0644\u062e\u064a\u0627\u0631 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631.<\/p>\n\n
\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629<\/h3>\n
\u0639\u0646\u062f\u0645\u0627 \u064a\u0631\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0646 \u0623\u0634\u062e\u0627\u0635\u0627\u064b \u0622\u062e\u0631\u064a\u0646 \u0627\u0634\u062a\u0631\u0648\u0627 \u0646\u0641\u0633 \u0627\u0644\u0645\u0646\u062a\u062c\u060c \u0641\u0625\u0646 \u0630\u0644\u0643 \u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0646\u0641\u0633\u0647.<\/p>\n\n
\u0645\u0628\u062f\u0623 \u0627\u0644\u0646\u062f\u0631\u0629<\/h3>\n
\u0639\u0646\u062f\u0645\u0627 \u064a\u0642\u0627\u0644 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0646 \u0627\u0644\u0645\u0646\u062a\u062c \u0645\u062a\u0648\u0641\u0631 \u0628\u0643\u0645\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629\u060c \u0641\u0625\u0646 \u0630\u0644\u0643 \u0642\u062f \u064a\u0632\u064a\u062f \u0645\u0646 \u0633\u0631\u0639\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.<\/p>\n\n
\u0623\u0647\u0645\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h2>\n
\u064a\u0634\u0647\u062f \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0646\u0645\u0648\u0627\u064b \u0633\u0631\u064a\u0639\u0627\u064b \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a<\/p>\n\n
\n \t- \n
\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/p>\n<\/li>\n \t
- \n
\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n<\/li>\n<\/ul>\n
\u0648\u0641\u064a \u0638\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0642\u0648\u064a\u0629 \u0623\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0646 \u062a\u0641\u0647\u0645 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n
\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u0649:<\/p>\n\n
\n \t- \n
\u062a\u062d\u0633\u064a\u0646 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645<\/p>\n<\/li>\n \t
- \n
\u0632\u064a\u0627\u062f\u0629 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644<\/p>\n<\/li>\n \t
- \n
\u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/p>\n<\/li>\n \t
- \n
\u0631\u0641\u0639 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a<\/p>\n<\/li>\n<\/ul>\n
\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626<\/h2>\n
\u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062a\u0637\u0628\u064a\u0642 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0641\u064a \u0639\u062f\u0629 \u0645\u062c\u0627\u0644\u0627\u062a \u0645\u062b\u0644:<\/p>\n\n